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7 Things You Will Learn at Your Free Bankruptcy Consultation

If you feel like it is time to set up a bankruptcy consultation to understand your bankruptcy and non-bankruptcy options for dealing with debt, then what things should you learn at your free bankruptcy consultation? I can’t speak for other Newnan bankruptcy lawyers, but at my consultations you will learn at least the following: The […]

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The Chapter 13 Bankruptcy Plan for Newnan, Georgia (GA) Bankruptcy

The chapter 13 bankruptcy plan is the center-piece of a chapter 13 bankruptcy case. The plan determines how all of your creditors will be treated in the bankruptcy and how much you have to pay. The plan will typically have several sections. This post is to give you an overview of the chapter 13 plan […]

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4 Ways Chapter 13 Bankruptcy Plans Can Solve Debt Problems With Cars

Americans love their cars. Unfortunately, our cars often get us into financial trouble and then we find ourselves in what we think is a no win situation. Maybe you are behind on car payments or maybe you are so far upside down in a car that you don’t see any way out from under it. […]

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Newnan, Georgia (GA) Bankruptcy Information – What are reaffirmation agreements?

Introduction to reaffirmation agreements in Newnan, Georgia (GA) Bankruptcy Cases Reaffirmation agreements are agreements that make you liable for a debt even when that debt has been listed in your bankruptcy case. When you file a chapter 7 bankruptcy case in Georgia, all of your debts must be included in your bankruptcy petition, including the […]

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Newnan Lawyers – Do You Really Want the Cheapest Newnan Lawyer?

I know that money is tight; otherwise you wouldn’t be reading this post. I also know that you don’t want to get ripped off. However, the difference in fees between the more experienced Newnan bankruptcy lawyers and the less experienced lawyers is only a few hundred dollars, yet the costs of hiring the wrong lawyer […]

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Newnan Lawyers for Bankruptcy or Atlanta Bankruptcy Mills?

If you are reading this post you’ve probably seen some of the bankruptcy ads and websites for lawyers in Newnan, Georgia (GA). It’s common to see ads touting that you can start a chapter 7 bankruptcy case for $299.00 and a chapter 13 case for $75.00. I know of one that says “$100.00 hires an […]

Bankruptcy Basics, Chapter 13 Bankruptcy | Tagged , , , , , , , , , ,

Chapter 13 Red Flags

Chapter 13 cases can be difficult to put together and if you or your attorney throw up any of the following red-flags, it will be much more difficult to get your case confirmed. Not making your pre-confirmation chapter 13 plan payments – nothing will get your case dismissed quicker than missing your payments. Your first […]

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Newnan, GA Bankruptcy – Does your income affect your options?

Your income determines, in large part, the bankruptcy options available to you. If you earn too much money, your only bankruptcy option may be filing a chapter 13 bankruptcy case. The approach required by the bankruptcy code to determine your bankruptcy options is commonly known as the “means test.” The means test definition of income […]

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5 Common Financial Problems Bankruptcy Can’t Fix

As a Newnan, Georgia (GA) bankruptcy lawyer I’ve been privileged to work with hundreds of people who now have a fresh financial start and no longer feel the stress and worry associated with debt problems. Occasionally, however, I meet someone that I just can’t help. Often, they have one or more of these 5 problems. […]

Bankruptcy Basics, Chapter 13 Bankruptcy | Tagged , , , , , , , , , , , , ,

Filing Chapter 13 Bankruptcy in Newnan, Georgia

What happens if you decide to file a chapter 13 bankruptcy case with us? First you will have met with a Newnan bankruptcy lawyer – in this case me – Rick Palmer.  At your meeting we will go over all of your options to resolve your debt issues. In this example, you’ve decided to file […]